The above photograph was taken by Mr Inspector, a qualified building inspector and depicts a non compliant stump footing found at a building inspection in Brunswick.
This stump footing has not been adequately footed in the ground, rather it has been placed onto a timber off cut. Stumps carry load and are required to be footed as per a geotech or engineers computations.
This is considered a structural defect although it is rather easy and cheaply rectifed if it is only one stump as in the case above.
It is important that your building inspector is qualified having completed a degree in Building Surveying and equally important that they access the sub floor to inspect a homes footings.