Mr Inspector, a qualified house inspector in Melbourne took the above photograph during one of his Cheltenham building inspections after discovering excess water ponding in the sub floor of the home.

You can see water ponding around the stump – this is considered a major defect as footings settlement may occur if excessive water gets into the footing over time.

The end result is differential settlement in the homes footings which can cause wall and ceiling lining cracks, binding doors and windows and excess masonry wall cracking.

In this case a plumber would be required to attend the home and carry out the expensive process of elimination to find where this water is emanating from.

Broken pipes and leaking plumbing under the surface would need to be checked.

Mr Inspector believes anyone who does not pay a reasonably small fee for a building inspection before purchasing may end up having to fork out thousands of dollars to repair issues not seen.